SA Stamp Duty Calculator 2026
Calculate stamp duty on your South Australian property purchase with current 2025–26 rates. Note: SA does not offer stamp duty concessions for first home buyers.
On a $600,000 property in South Australia, you'll pay approximately $21,330 in stamp duty (2025–26 rates). SA does not offer first home buyer stamp duty concessions, but the $15,000 FHOG is available for new homes.
Calculate Your SA Stamp Duty
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Cost Breakdown
Range: $800 – $2,000
Range: $27,630 – $28,830
Estimates only. Actual costs may vary. Consult a licensed conveyancer or settlement agent for accurate quotes.
How Stamp Duty Works in South Australia
Stamp duty in South Australia is calculated using 9 progressive brackets, the most granular bracket system of any Australian state. Rates start at 1.0% on the first $12,000 and rise through incremental steps to 5.5% on amounts over $500,000. The detailed bracket structure means duty increases more gradually than in states with fewer, larger brackets.
SA stamp duty is administered by RevenueSA (part of the Department of Treasury and Finance). The duty is payable at settlement or within 60 days of the transaction, whichever comes first. South Australia uses electronic settlements through PEXA, and your conveyancer handles the duty payment as part of the process.
South Australia is notable for not offering any stamp duty concessions for first home buyers. All buyers — including first home buyers — pay the same rates regardless of whether they are purchasing their first property. However, SA does offer a $15,000 First Home Owner Grant for new-build homes valued up to $650,000, which can offset some of the duty cost.
SA Stamp Duty Rates 2025–26
| Property Value | Rate |
|---|---|
| $0 – $12,000 | 1.00% |
| $12,001 – $30,000 | 2.00% |
| $30,001 – $50,000 | 3.00% |
| $50,001 – $100,000 | 3.50% |
| $100,001 – $200,000 | 4.00% |
| $200,001 – $250,000 | 4.25% |
| $250,001 – $300,000 | 4.75% |
| $300,001 – $500,000 | 5.00% |
| $500,000+ | 5.50% |
Rates current as of the 2025–26 financial year. Source: RevenueSA.
First Home Buyer Concessions in SA
SA does not offer any stamp duty concessions for first home buyers. All buyers pay the same rates. However, a $15,000 First Home Owner Grant is available for new-build homes up to $650,000. First home buyers purchasing new builds may also qualify for full stamp duty abolition.
When and How to Pay Stamp Duty in SA
At settlement or within 60 days of the transaction date, whichever comes first.
Frequently Asked Questions
How much is stamp duty on a $500,000 property in SA?
On a $500,000 property in South Australia, stamp duty is $11,330 (2025–26 rates). This applies to all buyers — SA does not offer first home buyer stamp duty concessions.
Do first home buyers get a stamp duty discount in SA?
No. South Australia does not offer stamp duty concessions or exemptions for first home buyers. All buyers pay the same rates regardless of their purchase history. However, first home buyers purchasing a new-build property may qualify for full stamp duty abolition, and SA offers a $15,000 First Home Owner Grant for new homes up to $650,000.
Why does SA have 9 stamp duty brackets?
South Australia uses a more granular bracket system than most states, with 9 tiers starting from just $12,000. This creates a smoother escalation of duty compared to states with fewer brackets, meaning the duty increase is more gradual as property values rise.
When is stamp duty payable in South Australia?
SA stamp duty is payable at settlement or within 60 days of the transaction date, whichever comes first. Your conveyancer handles the payment to RevenueSA as part of the settlement process.
What is the SA First Home Owner Grant?
South Australia offers a $15,000 First Home Owner Grant (FHOG) for first home buyers purchasing or building a new home valued up to $650,000. This is a cash grant, not a stamp duty concession — you still pay full stamp duty, but the grant can help offset the cost.