QLD Stamp Duty Calculator 2026
Calculate stamp duty (transfer duty) on your Queensland property purchase with current 2025–26 rates, home concession rates, and first home buyer discounts.
On a $700,000 property in Queensland, stamp duty is $17,350 at the home concession rate (2025–26). First home buyers purchasing an established home at this price pay $0 under the FHB concession. First home buyers purchasing a new home pay $0 regardless of price.
Calculate Your QLD Stamp Duty
Toggle to see stamp duty concessions
Cost Breakdown
Range: $1,000 – $2,700
Range: $21,025 – $22,725
Estimates only. Actual costs may vary. Consult a licensed conveyancer or settlement agent for accurate quotes.
How Stamp Duty Works in Queensland
Stamp duty in Queensland — officially called transfer duty — uses a three-layer system. Standard rates apply to investment properties and range from 1.5% up to 5.75%. Home concession rates apply when you're buying a primary residence, with a lower starting rate of 1.0%. First home buyers get an additional concession on top of the home rate.
Queensland's transfer duty is administered by the Queensland Revenue Office (part of Queensland Treasury). The duty is generally payable within 30 days of settlement. Unlike most other states, Queensland does not have a separate conveyancer licence — property transfers are handled by solicitors (lawyers).
First home buyers in Queensland benefit from a stepped concession scheme. Properties up to $700,000 receive a full concession (effectively $0 duty). Between $700,000 and $800,000, the concession reduces in $1,735 increments for every $10,000 above $700,000. QLD also offers a $30,000 First Home Owner Grant for new homes.
QLD Stamp Duty Rates 2025–26
| Property Value | Rate |
|---|---|
| $0 – $5,000 | 0.00% |
| $5,001 – $75,000 | 1.50% |
| $75,001 – $540,000 | 3.50% |
| $540,001 – $1,000,000 | 4.50% |
| $1,000,000+ | 5.75% |
Rates current as of the 2025–26 financial year. Source: Queensland Revenue Office.
First Home Buyer Concessions in QLD
Established homes: full concession (effectively $0 duty) for properties up to $700,000, with stepped reduction between $700,000 and $800,000. New homes: full duty exemption with no price cap (from 1 May 2025). Plus $30,000 FHOG for new-build homes.
When and How to Pay Stamp Duty in QLD
Within 30 days of settlement. Your solicitor arranges payment to the Queensland Revenue Office.
Frequently Asked Questions
How much is stamp duty in Queensland on a $600,000 property?
On a $600,000 property in Queensland, stamp duty depends on your circumstances. Investors pay $20,025 (general rate). Home buyers purchasing a primary residence pay $12,850 (home concession rate). First home buyers purchasing an established home pay $0 (full FHB concession applies below $700,000). First home buyers purchasing a new home pay $0 regardless of price.
What is the QLD home concession rate?
Queensland offers a reduced "home concession" rate for buyers purchasing a property as their primary residence. The first $350,000 is taxed at $1.00 per $100 (compared to the general rate, which charges $1.50 per $100 from $5,000 to $75,000 and $3.50 per $100 from $75,000 to $540,000). The home concession saves around $7,175 on a $350,000 portion of the price. You must move in within 12 months and live there for at least one year.
Do I need a conveyancer or solicitor in Queensland?
Queensland does not issue separate conveyancer licences. Property transfers must be handled by a solicitor (qualified lawyer). Solicitors who specialise in property law perform the same role as conveyancers in other states.
What is the QLD First Home Owner Grant?
Queensland offers a $30,000 First Home Owner Grant for first home buyers purchasing or building a new home valued up to $750,000. This is separate from the stamp duty concession and can be combined with it, potentially saving first home buyers over $40,000 in total.
When is stamp duty due in Queensland?
Queensland transfer duty is payable within 30 days of settlement or the transfer date. Your solicitor will calculate the duty and arrange payment to the Queensland Revenue Office as part of the settlement process.